Module 3 of Personal Finance Fundamentals (Financial Statements) has been redesigned to better reflect how shareholders and board members actually evaluate business performance.

The updated module moves beyond a basic walkthrough of financial statements and instead teaches learners how to interpret results, identify underlying drivers of performance, and make judgment calls as an owner or steward of capital.

What’s New

Ownership lens

• The case now positions learners as long-term shareholders evaluating business performance, rather than simply reviewing financial statements and ratios.

Stronger narrative flow

• The analysis now follows the way real investors think: headline results → operating performance → balance sheet changes → liquidity and leverage → return quality → board-level decisions.

Cash flow analysis

• A new section introduces the cash flow statement to demonstrate how reported profits can differ from actual cash generation.

Focus on quality of earnings

• Learners examine the difference between recurring operations and one-time gains, with peer comparisons that highlight the sustainability of performance.

Normalized return analysis

• The module now introduces normalized return on equity (ROE), showing how removing a one-time investment gain dramatically changes the company’s true profitability.

Applied governance scenario

• A new exercise, Stewardship Under Pressure, asks learners to evaluate whether a dividend should be paid when financial signals are mixed and family dynamics are involved.

Sharper decision prompts

• Throughout the case, learners are asked practical owner-level questions such as:

  • What would you ask management?

  • Is this performance sustainable?

  • What decision would you make in the boardroom?
    
    

The U.S. Foundations of Tax course has been updated for the 2025–2026 tax year.

Updates include new material reflecting changes under the One Big Beautiful Bill (OBBB), along with expanded coverage of State and Local Tax (SALT) rules and the Qualified Business Income (QBI) deduction.

Learners will see refreshed explanations, updated examples, and revised reference materials to ensure the content reflects the current tax landscape.

Tamarind Learning is excited to announce the release of the Purposeful Prenups Readiness Bundle a new learning experience designed to help individuals, couples, and families approach prenuptial agreements with clarity, confidence, and purpose.

This long-awaited course brings together Tamarind’s relationship-centered framework with practical legal and financial insights to help families navigate one of the most important — and often misunderstood — conversations in modern relationships.

The Readiness Bundle launches with two foundational modules:

Module 1: The Purposeful Prenup Conversation with Emily Bouchard
Explore how prenuptial agreements can serve as a catalyst for communication, transparency, and shared financial understanding. This module reframes the prenup as an opportunity to align values, expectations, and long-term goals. This module features our first Masterclass session with Emily Bouchard, offering expert insights on navigating prenups thoughtfully within complex family and wealth contexts.

Module 2: Prenups in Practice – Legal and Financial Foundations
Learn the essential elements of a prenuptial agreement, including what can and cannot be included, how agreements are structured, and best practices for creating agreements that are fair, enforceable, and aligned with family wealth planning.

At Tamarind, we believe prenuptial agreements are not just legal documents — they are an opportunity to foster stronger relationships, better communication, and more intentional financial planning.

The Purposeful Prenups Readiness Bundle is now available. Learn more here.